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Jora Credit Reviews

Who is Jora Credit?

Other Benefits

Jora Credit offers a simple, reliable way for underserved or underbanked Americans to get an installment loan when they need it most. As one of the best alternatives to payday lenders, our customers have the flexibility to repay the loan over a duration of time that makes sense for their lives and budget. With a simple and secure application process from any device, first-time customers can have $500 - $2,600 cash in their pocket as soon as the next business day.  

What's in it for you: 

Jora Credit offers a simple, reliable way for underserved or underbanked Americans to get an installment loan when they need it most. As one of the best alternatives to payday lenders, our customers have the flexibility to repay the loan over a duration of time that makes sense for their lives and budget. With a simple and secure application process from any device, first-time customers can have $500 - $2,600 cash in their pocket as soon as the next business day.

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No early payoff penalty
Fast, simple, secure application process
Loan decision within seconds
Flexible repayment schedule with no hidden fees

 

They are currently licensed to lend in the following states: UT, MO, NM, SC, DE, ID, WI, ND.

Lines of credit available in Kansas and Tennessee.

 

With a Jora Flex Loan, you can obtain a Line of Credit account where you can request Cash Advance(s) up to your Credit Limit, repay principal and Finance Charges. When you need more funds, you can request additional Cash Advance(s) up to your Credit Limit without reapplying.

Rate & Terms

Credit Limit

Between $800 and $2,000 for new customers

Annual Percentage Rate

274.85%

(23% Rate + 251.85% Fee)

Periodic Annual Interest Rate

23%

Calculated and accrued daily

Corresponding daily interest rate of approximately 0.063013%

Customary Fee

0.69% per day

Calculated and accrued daily

Corresponding annual interest rate of approximately 251.85%

 

With a Jora Flex Loan, your Minimum Payment Due, Periodic Interest and Customary Fees are based on your Outstanding Principal Balance. Your Minimum Payment Due will decrease as you pay off your Account Balance.

See more at Jora Credit Loans